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Student Loans - what happens when they are sold to another company? I'm looking for a consolidation loan. There are so many companies out there. I heard that some of the companies with great promotional interest rate discounts (e.g. for on-time payments, enroling in auto debit etc.) turn around and sell your loan to another company. When this happens, do the terms have to remain the same as the original consolidated loan (ie interest rate, payment schedule etc.)? I'm hearing mixed things about this. I contacted the Federal Student Loan information center and was told conflicting things as well. ... (Asked by Sarah)
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The "incentives" that lenders offer you to get you to consolidate are always subject to change, although most lenders will not do this because they want to keep your business. Typically if a loan is sold all of the terms will remain the same (the interest rate without any incentives has to stay the same). It is possible that they can change, but very unlikely. In the 2 years that I have worked for a student loan servicer and seen many lender sales I have never seen somebody lose an incentive only because of that. If ...(Answered by marebear31485)

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any discount for someone in education for office 2007? ... (Asked by mary380703)
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The cheapest version of Office 2007 is the Home and Student edition with Word, Excel, PowerPoint and OneNote (but it doesn't have some applications like Publisher, Access, Outlook, etc. included with other Office 2007 packages). RRP is £120, but it's currently priced around £87...(Answered by Neuromancer)

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Does anyone know how you can get discounts for low income families? For Gas i mean ... (Asked by baby88girl99)
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What kind of discounts? Grocery, utilities, housing, all of the above. What state are you in? I would go to your local Welfare office, ask about food stamps, low cost housing ,medical insurance. I've got some good info. Too much to list here, feel free to email me msmaryanne1@yahoo.com . I didn't see the "gas" part. Heating gas? Know about that....(Answered by msmaryanne1)

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do american citizens get discount on insurance if they get good grades at school or college? ... (Asked by alex alex alex)
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I think only in high school, honor roll whatever you want to call it..b average or deans list college the same....just auto, no health...after all just being smart doesn't make up healthy!!! You should be able to get health cheaply through university though..good luck.....(Answered by hah)

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What company offers the best discount incentives on federal student loan consolidation? ... (Asked by Kate Y)
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Check out Graduate Leverage. Theses guys are really chill, they give you unbiased rates for consol of all lenders and then show you which one is the best deal. Even if its not with them. They are founded and run by students and honest more than anything. Especially, given, you know with all the mass selling you see everywhere on incentives, these give you a hot incentive. My personal incentive from them was 1% after 17months and 0.25 auto payment credit. And oh yeah, Customer service, something i thought i would never say ever for any company, is excellent...(Answered by Z-Money)

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Can you get those Student Advantage Discount cards if you're not a student? If you're exactly the right age but are not in college, will that affect the usability of the card in anyway? Do they care? Will you use it and they'll be like "dude, I need to see your proof of studentivity or enrollment in university" We're poor enough as we are already.. ... (Asked by jdude)
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The reason they call them "Student Advantage Discount cards" is because they're for students! If you're not a student, then you can't get one. Hopefully any business will ask you for your student i.d., because I'm sure that lots of kids try to pass themselve off as students when they aren't. What's "poor" have to do with anything?...(Answered by ezkiss)

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is there a grant the govt can give you to pay for housing if your school dosen't have on campus living options i want to go to a school that does not have any housing options on campus but i cant afford an apartment even with the offered discounts. is there any kind of grant or other government assistance besides housing that can help you get an apartment or something? ... (Asked by clueless)
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I'm going to assume this is in the U.S.; if not, this doesn't apply. At a school such as you specify, all students are considered off-campus, and the school will list a cost of attendance which takes this into account. This will mean that they can offer you more financial aid, including grants and loans, than they could if you were on campus and had a lower cost of attendance. It's not common for there to be specifically education-related aid for housing (since the housing cost is included in general financial aid calculations). I hope you have asked ...(Answered by Grammar=Fun)

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I want to reask that free schooling after 55? because I heard that rumor too, and also that you can collect ss# then and also get the 10% discounts already as early as age 55. I'm about there myself so I was hoping to start getting some of dem benefits soon ... (Asked by kay)
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Check with the financial aid office at a nearby state school. Alaska offers free tuition for those 65 and older. However they can only audit the classes -- no credits earned....(Answered by mediahoney)

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